Aspiring homeowners often face multiple hurdles—ranging from rising costs and credit challenges to limited inventory and systemic inequalities. Understanding these barriers is the first step toward addressing them effectively. This guide equips consumers with insights into the financial, structural, and social factors that can delay or derail their path to ownership.

Beyond identifying problems, the guide offers actionable strategies—from down payment assistance programs to credit education and advocacy efforts—to empower buyers. Tackling these obstacles requires not just financial readiness, but also informed guidance and community support.

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REFERENCE:
National Association of REALTORS®. (2025, April 30). Consumer guide: Overcoming barriers to homeownership. https://www.nar.realtor/the-facts/consumer-guide-overcoming-barriers-to-homeownership
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