As REALTORS^®, our EMTAR members are frequently asked about life here in Wilson, Smith, and Dekalb counties by folks thinking about relocating here. (And yes, more people are steadily moving in!) To touch on some of the biggest reasons why our communities are so appealing, we are publishing a four-part blog series in August. We hope you enjoy it—and please feel free to share these posts with fellow REALTORS^®, clients, and others in your network.

Part 2: A Smart Move Financially

When it comes to buying real estate, those who relocate to or within Eastern Middle Tennessee want more than a beautiful home—they want to make a smart financial decision. That’s exactly what they get when they invest in property in Wilson, Smith, and Dekalb counties. This region of the Volunteer State offers affordability, long-term value, and other financial advantages that are drawing new homeowners and businesses alike to our area.

Let’s take a look at several of those good reasons:

1. More Bang for Your Buck

Compared to parts of nearby Nashville and other pricier zip codes, Eastern Middle Tennessee offers buyers more room, more features, and more value—without compromise. For example:

• Larger lots and newer construction
• Spacious layouts with bonus rooms, home offices, and outdoor space
• Family-friendly neighborhoods without the downtown price tag

Whether buyers are shopping for their first home, upsizing, or downsizing, they’ll find that their money stretches further here.

📈 2. Strong, Steady Appreciation

Our area continues to be one of Middle Tennessee’s most desirable places to live, and home values reflect that.

• Property values have shown reliable year-over-year growth over time.
• High-performing schools and infrastructure improvements support long-term value. (Read more about that in our next edition.)
• Proximity to Music City continues to ensure ongoing interest from relocating professionals and families.

When folks buy here, they’re not just getting a place to live—they’re making a strategic investment.

🏠 3. Lower Taxes Means More Flexibility

It’s no secret that Tennessee is one of the most tax-friendly states in the country, and our part of the state reflects that and then some:

• No state income tax = more take-home pay
• Reasonable property tax rates compared to many other counties and cities
• A lower tax burden means buyers can afford more home—and save more over time

Financial freedom is just one more reason people are planting roots here.

🔁 4. Great for First-Timers, Families, and Everyone Else

Wilson, Smith, and Dekalb counties aren’t just affordable—they’re versatile:

• First-time buyers find accessible starter homes.
• Growing families enjoy move-up options with space to grow.
• Investors see opportunity in rental properties and long-term growth corridors.
• Retirees appreciate low-maintenance homes close to care, community, and recreation.

There’s a fit here for pretty much every season of life—and every financial goal.

✅ Bottom Line: Living Here Makes Financial Sense

From affordability to appreciation, from proximity to peaceful living, Eastern Middle Tennessee checks all the right boxes for smart, sustainable homeownership.

*Keep an eye out for next week’s post, Part 3: “Strong Schools and Family-Friendly Living,” in which we will explore why EMTAR’s communities are favorites for families who want more than just a place to live—they want a destination where they can grow and thrive.*

About EMTAR: Chartered in 1969, our Association’s 1,200+ REALTORS® are a proud part of the 36,000+ members of Tennessee REALTORS® and of the 1.5 million+ members of NAR, all working to serve the public and protect the rights of America’s property owners. EMTAR members are known not only for their unmatched real estate excellence and high ethical standards, but also for being generous, hospitable, others-focused, loyal, hardworking, and eager to help wherever and whenever help is needed.